Your privacy is important to us. Here at Fairway, we understand the importance of keeping your personal information private and secure. We have policies and procedures in place to protect your information from the moment that you submit an application. Our Privacy Statement informs you about what personal information we collect, where we collect it, what we do with it, and how we protect it.
What information will we need to collect from you? When you apply for a loan, we collect your nonpublic personal information in order to provide the best service to you. Nonpublic information is information that is not available publicly and that can identify you. This information includes the following:
Information provided by you like your name, address, social security number, marital status, date of birth, assets, debts, and employment information.
Information about your transactions with us and others such as your account balance and payment history Information about your credit history and credit worthiness.Where do we collect the information from? We collect information about you from the following sources:
You, our customer, from applications and forms you complete while going through the loan process
Third parties such as credit bureaus, employers, and banksWhat do we do with the information? The nonpublic personal information we collect from you and third parties is used to provide the highest quality of loan origination services to you. We do not sell your personal information nor do we share your information with anyone except as required or permitted by law.
How will we protect the information gathered? We expect our employees to comply with our policies and procedures established to protect your personal information. We restrict access to your information to those employees with a legitimate need to know that information so that they may provide loan origination services to you. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to secure your personal information.At Fairway Independent Mortgage Corporatione we are dedicated to upholding a strict code of ethics and business practices. In doing so, we work hard to respect and protect our customers' privacy and security.
To do so, we employ industry recognized security measures to help protect the personal information that you have provided to us from loss, misuse and unauthorized distribution. Whenever you transmit your personal financial information to us through our web site, we provide you access to our server, which encrypts your data as it is transmitted to us. We work to protect personally identifiable information stored on the site's servers from unauthorized access using commercially available computer security products such as firewalls, as well as carefully developed security procedures and practices. We use both internal and external resources to review the quality of our security safeguards on a regular basis.
Applications are submitted through an encrypted, secure server connection, certified by VeriSign. By submitting a loan application or a request to be pre-qualified to us, you authorize us to access your personal credit profile. We may supply the information provided by you and your consumer credit report, on a confidential basis, to third parties, such as wholesale lenders and title companies, as it pertains to the qualifying, processing, and closing of your loan. Except when required or authorized by applicable state or federal law, including but not limited to 16 CFR 313.14 and 313.15, we will not otherwise use or disclose your confidential information. In particular, your personally identifiable information will not be provided to advertising companies or distribution lists unless otherwise requested by you.
If you have any questions about our Privacy Policy, please call our Corporate office at (866) 834-1333.
